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	<title>Consolidate Debt Loans &#187; credit reports</title>
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	<description>Guide to Consolidating Debt Loans</description>
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		<title>How Credit Reports Work</title>
		<link>http://www.consolidatedebtloansinfo.com/how-credit-reports-work/</link>
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		<pubDate>Fri, 04 Dec 2009 11:39:22 +0000</pubDate>
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				<category><![CDATA[Credit Scores]]></category>
		<category><![CDATA[credit reports]]></category>
		<category><![CDATA[credit scores]]></category>

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		<description><![CDATA[Credit reports are created by credit bureaus, which use information from client companies. It works like this: credit bureaus have clients &#8211; such as credit card companies and utility companies, to name just two &#8211; who provide them with information.
Once a file is begun on you (i.e. once you open a bank account or have [...]


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